Personal life & financial-safety vault

Your family's documents, bills & money — organised, reminded, safe.

DocNest keeps every certificate, policy and bill for every family member in one private vault. It tells you what's missing, what's expiring and what to do next — and backs up to your own Google Drive.

🔒 Private by design🌐 9 Indian languages₹ Free

Good morning 👋

🧭 My Life
🔴 2 urgent🟡 5 upcoming🟢 12 done
🏦 Home-loan EMItomorrow
⚡ Electricity billin 3 days
💰 FD matures24 days
🚗 Insurance32 days
🔧 Service1,200 km
🛂 Passport8 months
🎓 Bonafidemissing
🆘 SOS
⚠️ Income certificate missingGayathri · scholarship
🔔 Car insurance — 18 daysRenew & save the new policy
📉 Prepay ₹5L → save ₹9.6LLoan ends 4 yr earlier
☁️ Backed up to your Drive128 files · today
One app, six jobs

Stop juggling folders, SMS reminders and spreadsheets

Documents, reminders, money, health, home and safety live together — so DocNest can connect the dots: the scholarship needs the income certificate, the car insurance needs renewing before the trip, the FD matures right when the fee is due.

Features

Everything a family needs to stay on top of life

Built for Indian families — Aadhaar to Pattadar passbook, EMIs to income tax.

📄

Documents for everyone

A vault per family member: identity, education, jobs, passport, insurance, property, vehicle, tax, medical, agriculture and business.

  • Checklists by life stage
  • Missing & expiring alerts
  • Photo → auto-sorted (on-device OCR)
🧭

My Life dashboard

One screen with what's urgent: EMIs, card dues, FD maturities, bills, insurance, vehicle service, documents.

  • "What should I do now?"
  • Why / Later / Dismiss on every suggestion
📉

EMI & loan prepayment

See exactly how much interest a prepayment saves — reduce tenure or EMI, yearly bonus prepay, EMI step-up, rate changes.

  • Home & personal loan eligibility
  • Credit-card true cost
🧾

Income tax, old vs new

HRA, 80C, NPS, 80D, home-loan interest and capital gains — with what-ifs like "a ₹3L bonus" or "₹50k more in NPS".

🏦

FD, RD & goals

Maturity, after-tax interest, FD ladders, and goals (education, house, retirement) with the monthly saving each needs.

  • Financial health check-up
  • What-if simulator
💳

Credit score

Free official report links, your score history and trend, and plain-language lessons on what moves a CIBIL score.

⚡

Bills & utilities

Electricity, gas, water, internet — meter readings, usage, due dates and refill patterns learned from your history. Pay via UPI.

🚗

Vehicles

KM log, service history, next service predicted from your own records, insurance and PUC status, yearly costs.

❤️

Health & life

Exact age and retirement timeline, BMI/BMR/calories, BP and heart-rate reference, sleep timing — as estimates, never diagnoses.

🆘

Emergency SOS

One tap texts your contacts with your location — fetched only when you press it. Encrypted emergency card with blood group and allergies.

🛡

Home safety

LPG hose, smoke alarm, extinguisher, RO filter, AC service, pest control, inspections — with reminders.

☁️

Backup & restore

Files and the whole vault back up to your own Google Drive. Reinstall, sign in, and everything comes back — with full history.

How it helps

Real moments DocNest is built for

🎓 College admission week

The checklist shows SSC, Intermediate and TC are saved — but the bonafide and income certificate are missing. One tap creates the tasks with deadlines.

🏦 A bonus arrives

The prepayment planner compares prepaying ₹2L against keeping it in an FD, and the tax tool shows what the bonus does to your tax — so you decide with numbers.

🌾 Kisan Credit Card renewal

Pattadar passbook, land record and bank passbook are in the farmer's vault, the KCC checklist is green, and crop insurance renewal is on the reminder list.

🚗 Before a long drive

The dashboard flags insurance expiring in 18 days and service due in 1,200 km. The trip-cost tool estimates fuel from your car's real mileage.

🆘 An emergency on the road

Press SOS: your family gets a text with your exact location, blood group if you chose to share it, and you can call 112 in one tap.

📱 New phone, lost phone

Install DocNest, sign in with the same Google account — "Welcome back" restores your people, documents, reminders and history from your Drive.

Made for India

Tools in 9 languages

Englishहिन्दीతెలుగుதமிழ்ಕನ್ನಡമലയാളംमराठीবাংলাગુજરાતી
Privacy first

Your vault stays yours

📱 On your phone

Your vault lives on your device. OCR runs on-device. There's no DocNest server holding your documents.

☁️ In your Drive

Optional backup goes to your own Google Drive, using a permission that only sees files DocNest creates.

📍 Location only for SOS

No background tracking. Location is read only when you press SOS or "detect my state".

🗑 Delete anytime

Settings › Delete all my data wipes the phone — and, if you choose, your DocNest Drive folder. How it works.

Get the app

Available for Android

Android 8.0 and newer. Free.

Calculators and suggestions are for education and planning only — not professional medical, tax, legal, insurance or investment advice.